Request A Quote

Motorcycle Insurance

Every Georgia resident who owns a motorcycle is required to establish financial responsibility for it. The best way to do so is by purchasing motorcycle insurance. Having a motorcycle insurance coverage provides you with financial security in the event of an unfortunate incident such as an accident. Appalachian Insurance Agency provides all the residents of Georgia with comprehensive insurance policies that observe all the requirements of the state. Some of the motorcycle insurance options include:

Collision policy

It is hard to foresee what will happen once you take off on the road. No matter how hard you may try to evade trouble, it could be your unlucky day, and unfortunately, you could be involved in a collision. Insurance coverage will help you pay for the cost of damages incurred may it be repair or replacement of the motorcycle.

Liability coverage

This coverage helps you in cases where you are liable for the accident. There are two main types of liability coverage namely:

  • Bodily injury ‐ This caters for the costs of medical expenses if another person is hurt as a result of the accident that you caused.
  • Property damage liability coverage ‐ This policy is helpful when you cause an accident that causes damages to other people's property. It will help you pay for the repair or replacement of the damaged property. Also, if the affected decides to sue you for the losses, it will help you pay the legal fee.

Medical payment

It helps you cater for medical bills if you suffer injuries as a result of an accident you caused.

Non-collision policy

This coverage assists in the payment of repair or replacement expenses if the motorcycle incurs damages as a result of losses caused by other factors other than collision. These may include fire, theft, and vandalism.

Underinsured and uninsured coverage

If you get into an accident caused by an uninsured or underinsured person, it could be hard for them to compensate you adequately. Having this policy will help you pay for repair or replacement, and then your insurance company can ask for compensation afterward from the individual's insurance company.

Contact Appalachian Insurance Agency today and let us help you get motorcycle insurance coverage to help you protect your interests. Reach out to our agents to get a quote and learn how to get started.